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Death & taxes are unavoidable

I've always paid my taxes annually or had my employer take them out automatically. For many years I paid hardly any tax, but as years passed and my income grew and accumulated assets it's gone up. At a guess I'm paying 25% on my gross income.    Because I filed my taxes and followed the rules, I've minimized tax, built credit and done nicely.    According to my last blog, many people know and agree, dodging taxes eventually catches up with you. Especially when you’ve failed to complete a tax return back home for years.    Mainstream life demands everyone > more

The Ultimate Guide for Fighting Ship Fires Successfully

According to research, fire outbreaks are among the most frequent causes of accidents at sea, in parallel with grounding, collision, and grazing contact. Every seventh fire outbreak culminated in the loss of life, and it was established that the most frequent outcome from a fire was damage to the vessel and inability to proceed with the journey. Fires don’t cause themselves. At sea, you can’t really blame the environment for causing fire. So who is to blame? You’re probably guessing already - people. Not by malice, usually, but by error. Reports suggest that “human error is a significant part of > more

Ximera crosses the Atlantic

26∞51.57 N - 016∞ 37.19 W to Dolphins and a small boat are our companion for the night. The wind has changed to NNW and now we can head again 220∞, we want the butter to melt! Keeping Orion to our starboard above the mast help us to keep our pulpit addressing WSW.And now as we settle into our night watch pattern, the wind is gusting upto 22 knots so we quickly put in two reefs so it's more manageable for the night. Despite the reefs we are still pulling over 9 knots and making great time down to Cape > more
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