An ex crewmember and long time international health insurance broker - I have clients from Bali, Indonesia to the Caribbean (and visit them as often as i can ; ) In many of these places the mode of transport is often motorscooters/bikes and there are so many horror stories about accidents in these countries.
So two wheelers ....you left home with travel insurance right??? but who is reading their insurance wording? Is motorscooter riding (licensed or not) an exclusion or is it covered?
Having had an emergency airlift from the Caribbean (and in the USA!) I understand the importance of travel insurance (or an international plan) and don't leave home without it!